IHC Financial Group, Inc.

IHC Financial Group, Inc. (IHC Financial Group) is a wholly owned subsidiary of Madison National Life Insurance Company, Inc. (MNL). Both IHC Financial Group and MNL are members of the IHC Group, an organization of affiliated insurance carriers, marketing and administrative companies, and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, MNL, Independence American Insurance Company and their respective operating subsidiaries. The companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 30 years.