IceKredit, Inc.

IceKredit, Inc. is a fin-tech company that is registered in the Shanghai Free Trade Zone with its headquarter in the Shanghai Lu JiaZui Financial District. This company uses machine learning and other advanced AI technologies to assess the credit level of small businesses and individuals. IceKredit was founded at the beginning of 2015. Upon its inception, the company was funded with several millions of dollars led by internationally renowned venture capitals, such as FreeS Capital, Yun Qi and Wei Lie. The founder of the company, Dr. Lingyun Gu, has many years of experience in using big data to evaluate the credit levels of small businesses and individuals who do not have previous credit history. He was the founder and the head of the credit modeling team at ZestFinance. IceKredit's core team members also have strong experience in using big data to build financial models. Before returning to China, they held key positions in the traditional and internet finance companies such as ZestFinance, Lending Club, Capital One, Kabbage, Discover and GE Capital. They have their masters and doctorate degrees from universities such as University of Chicago, Purdue University, University of Notre Dame, University of Texas at Austin, Brandies University and Carnegie Mellon University. IceKredit, Inc. is working with both our Chinese and US clients to find tremendous value from their data. The accuracy of our models already far exceeds expectations from clients and other companies. Our clients include well-known companies like Union Pay, Jiufu, Jieyue and Wacai.