iCare Benefits

iCare Benefits (iCB) is a free membership-based, social benefits company and multi-channel retailer designed for both emerging market workers and employers who want to offer benefits outside the workplace.Our mission is to enhance the livelihoods of employees and their families by providing access to essential, life-changing products and services that improve their quality of life, health and well-being. Our program incentivizes workers which in turn improves employee retention, worker engagement, and productivity. Launched first in 2014 in Vietnam, iCB now reaches millions of workers at the base of the economic pyramid across 4 Asian markets including Laos, Cambodia, and Indonesia.iCB is a market-driven solution for improving the welfare of workers while also reducing turnover and extending the reach of retailers and service providers. We bridge the retail and financing gap through an innovative credit mechanism combined with zero-percent interest installment payments and salary deduction. More than just a digital payment method or marketplace, iCB enables workers to accumulate assets and increase their purchasing power while simultaneously protecting them from debt through automated spending limits. No longer is it necessary to pawn assets or borrow from loan sharks as iCB makes access to retail and finance easy, seamless, and cashless. As iCB members, workers stop living paycheck to paycheck and instantly enjoy living for tomorrow!