GBS Insurance And Financial Services, Inc.

Life Brokerage for Advisors: Life - Long Term Care - Annuities - Disability - Underwriting In addition to serving your existing clients we can also help GROW your business by introducing you to special practice-building programs for specialty markets. Our practice areas: LIFE INSURANCE: Universal Life - Indexed UL (IUL) - Variable Universal Life (VUL) - Whole Life - Term - Survivorship Impaired Risk Underwriting Premium Financing Deferred Compensation Guaranteed Issue/Simplified Issue for Executive and Professional Groups Entertainment/Athlete Coverage - High Line/Large Capacity International/Foreign National Online Term Drop-ticket/Paperless Applications No-Exam insurance (Term and UL) LONG TERM CARE INSURANCE: Traditional LTC Hybrid/Linked Benefit LTC Multi-Life Executive Carve Out DISABILITY INCOME Income Replacement for Professionals including Physicians Business Disability Products: Overhead Expense(BOE), Keyperson, Disability BuyOut (DBO) & Loan Indemnification Multi-life, GSI & Simplified Issue DI Excess High Limit DI Large Lump Sum DI Blue Collar & Special Risk DI ANNUITIES: Deferred Annuities Indexed Annuities SPIAs (Single Premium Immediate Annuities) Longevity/Guaranteed Income Annuities GBS is a division of Gallagher Benefit Services and part of the Arthur J. Gallagher (NYSE: AJG) family of companies with offices located in CA, CT and FL. We are proud to have AJG named as one of the world's most ethical companies now five years in a row by Ethisphere.com. At GBS we grow our business by attracting the right kind of advisor and providing honest, unbiased advice. Securities offered through The Leaders Group, Inc., Member FINRA/SIPC, 26 West Dry Creek Circle, Suite 575, Littleton CO 80120, (303) 797-9080.