Bank of Saints

Not only do small businesses in America struggle with irregular cash flow, marketing budget, and working capital, they also need to provide strong collateral, high credit score, and down payments when applying for an SBA program.Oh, hang on! The challenge early-stage startups face in the venture capital world is beyond endless pitching, lengthy process, and lower approval rate, which can sometimes be less than 10%, they also suffer from equity dilution, loss of position, and ownership control. Bank of Saints is a digital bank that allows small businesses and early-stage startups to raise funds without the hustle and bustle of banks, venture capital firms, PPP, or SBA programs.