AMK Microfinance Institution Plc.

The origins of AMK Microfinance Institution Plc (AMK) traced back to Concern Worldwide’s micro-credit interventions in the 1990s. As its operations grew, in 2002 Concern decided to create a separate microfinance company which became known as AMK. By 2003, AMK was functioning independently of Concern and subsequently received its license from the National Bank of Cambodia (NBC) in 2004.In 2018, AMK reached 15-year milestones and opened a new chapter to welcome a new shareholder and become a member of the Shanghai Commercial & Savings Bank family. In addition, AMK has successfully migrated to the new core banking system and rolled out “One-Stop Shop” financial services nationwide.AMK is a leading Microfinance Institution in terms of outreach and customers we served. As of 31 December 2019, AMK has a coverage of 90% of total villages across Cambodia with a total of client accounts of over 912,000 with a loan portfolio of over USD 326 million, and deposits of nearly US$ 178 million. AMK also offered micro-insurance on health and accident to over 328,000 of its loan clients nationwide to cover them from undue financial stress. AMK operates nationwide with 149 offices with over 3,000 experienced staff, 56 ATMs/CDMs, and over 5,000 agents running in 25 provinces and cities. AMK provides a variety of financial services including Loan, Deposit, Money Transfer, Micro-insurance, Personal Accident Insurance, Payment Service, Payroll Service, Agent Banking, ATMs/CDMs, and other financial services especially AMK Mobile App.VISION AMK’s long-term vision is of a Cambodian society where citizens have equal and sufficient economic and social opportunities to improve their standards of living and where they can contribute productively towards the overall development of the country.MISSIONAMK’s mission is to help large numbers of poor people to improve their livelihood options through the delivery of appropriate and viable microfinance services.