Spice Money

Spice Money is India’s leading rural fintech company with more than 800,000 Adhikaris (entrepreneurs) offering cash deposit, Aadhar enabled payment system for cash withdrawal, mini-ATMs, insurance, loans, bill payments, cash collection centre for customer/agents/representative of NBFC/Banks, airtime recharge, tours & travel, online shopping, Pan Card and mPoS services. Our services are available through Spice Money App (Adhikari App) and the web portal. Spice Money through its cutting-edge technology and wide network of Spice Money Adhikaris is bridging the gaps in access to various financial services for the masses across India. We cover 18,000 pin codes, 700+ districts, and 5000+ blocks in India, which includes 95% of all rural pin codes in the country. We've also introduced the Digital Dukaan concept wherein any next-door kirana store, stationery shop, or individual with access to internet and a smartphone can turn their business into a Spice Money 'Digital Dukaan'. They can then offer all essential banking, financial and e-retail services to their local communities. Earlier this year, we launched an industry-first zero-investment business opportunity that allows rural citizens to start their own business with Spice Money, free of cost. In addition to that, there is no monthly rental fee for Spice Money Adhikaris. The zero-investment entry programme enabled migrant workers, kirana store owners, job seekers, fresh graduates, housewives, and others to join the Adhikari network and secure self-employment and other livelihood opportunities in their hometowns. Our mission is to digitally and financially empower over 1 crore rural entrepreneurs in India. To further this cause, we’ve also partnered with philanthropist and celebrated actor Sonu Sood. Sonu Sood shares the same vision of socio-economic independence for all Indians. Together, we aim to successfully reach out to people from semi-urban and rural areas and help them attain financial freedom.