Opportunities Credit Union

The decision makers in Opportunities Credit Union are Erin Metivier, James Emerson, etc. Click to Find Opportunities Credit Union decision makers emails.

Opportunities Credit Union provides a variety of mortgage lending options tailored to meet the needs of low-wealth Vermonters. Our offerings include conventional mortgages, FHA loans, and USDA loans, all designed to make homeownership more accessible. We also provide personalized support throughout the application process, ensuring that our members understand their options and can make informed decisions.

Opportunities Credit Union offers comprehensive financial counseling services to help members navigate their financial situations. To access these services, you can schedule an appointment with one of our certified financial counselors either in person or virtually. During the session, you will receive personalized advice on budgeting, debt management, and credit improvement strategies tailored to your unique circumstances.

Opportunities Credit Union is dedicated to helping members build and improve their credit scores. We offer secured credit cards and credit builder loans, which are designed specifically for individuals looking to establish or enhance their credit history. Additionally, our financial counselors provide guidance on best practices for managing credit responsibly, including tips on timely payments and credit utilization.

As a member of Opportunities Credit Union, you can access a range of depository services including savings accounts, checking accounts, and certificates of deposit (CDs). Our accounts are designed to be accessible and affordable, with low fees and competitive interest rates. We also offer online and mobile banking services, allowing you to manage your accounts conveniently from anywhere.

Yes, Opportunities Credit Union offers auto loans to help members purchase new or used vehicles. Our auto loan options come with competitive interest rates and flexible terms. To qualify, you will need to provide proof of income, a valid ID, and information about the vehicle you wish to purchase. We also consider your credit history and financial situation to ensure that our loans are accessible to all members.

Opportunities Credit Union is committed to building wealth, community, and opportunity for low-wealth Vermonters. We achieve this by offering affordable financial products, educational resources, and personalized support to help individuals and families achieve their financial goals. Our community development initiatives focus on empowering members through financial literacy programs, workshops, and partnerships with local organizations to promote economic stability and growth.