Mercantile Bank South Africa

Mercantile Bank is a South African-based specialist Business, Commercial and Private Bank that concentrates on the banking needs of South African entrepreneurs, tailoring solutions which are specific to their needs and empower them to grow. It offers a comprehensive set of products and services – such as transactional banking, lending, foreign exchange, deposits, and payment services - catering for the everyday banking needs of businesses. The bank understands that small and medium sized business clients have unique needs and therefore must be uniquely served. We know how business in SA works. We have an in-depth understanding of the South African entrepreneur. Our specialised sales team understands business funding and are able to structure deals in innovative ways that are usually reserved for much larger businesses. Relationships are important. We value personal relationships and we make it our business to understand each client and their business. You can talk to us. Clients have a single dedicated personal point of contact for all their banking needs. Our flat management structure means that clients can interact with decision makers in the bank. Small, but agile. We have all the characteristics of a big bank, but our size allows us to make decisions quickly. We meet daily to evaluate new applications and decide on a tailored finance approach. This means turnaround times of 24 hours for clients seeking urgent access on principle decisions. We like to be ahead of the curve. Like entrepreneurs we spot opportunities in the market. This is why we recently launched Mercantile Private Bank, South Africa’s first private bank exclusively for entrepreneurs. In another industry first, Mercantile Bank opened South Africa’s first purpose-built business centre for entrepreneurs. It is the first of its kind to improve the ease of banking by speeding up transacting and reducing the time a business owner has to spend attending to financial administration.