Innovations FCU

We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too. You can share the benefits with your family—whether they’re around the corner or across the country. Your spouse, your kids, your siblings, your parents, your grandparents, your grandchildren, your stepparents, stepchildren, stepsiblings, and adoptive relationships–they’re all eligible. Spouses of people who have died while within the field of membership can join Innovations. Credit union employees and their families can join too.