Carl Graulich’s Email & Phone Number
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Carl Graulich serves as Head of Compliance at Advanzia Bank S.A., a Luxembourg-founded digital bank that provides credit card and Cards-as-a-Service solutions to institutional partners and retail clients across Europe. In this executive capacity, he directs regulatory oversight for a financial institution that currently serves 2.8 million credit card clients and operates as a top issuer in Germany. He earned his degree from the Solvay Brussels School of Economics and Management, grounding his compliance leadership in formal academic training within the broader European banking industry.
BEST APPROACH TO REACH Carl Graulich
Reach out via LinkedIn with a personalized connection request that references his compliance leadership at Advanzia Bank and outlines how your solution directly addresses European digital banking regulatory challenges.
Head of Compliance at Advanzia Bank S.A. in December 2024 - Present
Senior Compliance Officer at Lombard Odier Group in July 2018 - December 2024
Head of Financial Crime Compliance Monitoring & Testing at HSBC in July 2017 - June 2018
Head of Compliance Controls Testing at Deutsche Bank Belgium in October 2014 - June 2017
Audit Supervisor at ING Services Ltd - London in May 2010 - September 2014
Senior Auditor Financial Markets at ING Belgium in March 2007 - April 2010
Consultant at PriceWaterhouseCoopers Belgium in September 2005 - March 2007
Solvay Brussels School of Economics and Management, July 2026
Université libre de Bruxelles, July 1999 to July 2026
Collège Saint-Michel, Bruxelles, July 1993 to July 1999
Founded in 2005 in Luxembourg, Advanzia Bank is a European digital bank specialising in credit cards and Cards‑as‑a‑Service (CaaS) solutions for private customers and institutional partners. With a focus on simplicity, transparency and responsible lending, we design smart, user‑friendly payment and credit solutions that offer real flexibility and value. Today, Advanzia serves 2.8 million credit card clients and is one of the leading issuers in Germany, with a growing footprint in Luxembourg, Austria, Italy and Spain. As a trusted CaaS provider, we work with established brands across Europe to deliver scalable, tailored credit card and payment programmes that deepen customer relationships and support sustainable business growth. In 2025, our team of 245 colleagues generated EUR 9 billion in credit card transaction volume - a reflection of our commitment to quality, digital innovation and long‑term value creation for customers, partners and employees.
Discover more about Advanzia Bank S.A.
Chief Financial Officer, Member of the Executive Management Committee at Advanzia Bank S.A.
Chief Financial Officer, Member of the Executive Management Committee at Advanzia Bank S.A.
(October 2022 – Present)
MIT SCALE | Cognizant | NIT Calicut
IT Trainee at Advanzia Bank S.A.
(December 2025 – Present)
Senior Director - Head of Accounting， Taxation and Reporting at Advanzia Bank S.A.
Senior Director - Head of Accounting and Reporting at Advanzia Bank S.A.
(November 2021 – Present)
Investor / board member
Board Member at Nordlo Group
(March 2022 – Present)
Head Digital Marketing & Customer Acquisition - Senior Director at Advanzia Bank S.A.
Head Digital Marketing & Customer Acquisition - Senior Director at Advanzia Bank S.A.
(March 2016 – Present)
Application Development Officer at Advanzia Bank
Application Development Officer at Advanzia Bank S.A.
(Sep 2023 – Present)
What is Carl Graulich email address?
Email Carl Graulich at [email protected], [email protected] and [email protected]. This email is the most updated Carl Graulich's email found in 2026.
How to contact Carl Graulich?
To contact Carl Graulich send an email to [email protected], [email protected] or [email protected]. (updated on March 11, 2026)
What company does Carl Graulich work for?
Carl Graulich works for Advanzia Bank S.A..
What is Carl Graulich's role at Advanzia Bank S.A.?
Carl Graulich is Head of Compliance
What industry does Carl Graulich work in?
Carl Graulich works in the Banking industry.
