A credit risk professional with nine years experience delivering acquisition, counter-fraud and collections strategies across multiple sectors, combined with a mathematical background at the highest academic level. Specialties: Analytics, Credit Risk Management, Collections and Recoveries, Fraud Strategy, AML, Scorecards

Senior Manager - Unsecured LGD Modelling and Innovation @ Leading a team of analysts and managers to redevelop LBG's suite of unsecured Loss Given Default models (PCA, Credit Cards and Loans) in support of the IRB rating system. Also responsible for a small Research and Development team developing and rolling out new credit risk modelling techniques. From May 2015 to Present (8 months) London, United KingdomSenior Manager - Fraud Modelling & Innovation @ Leading a team of analysts and managers responsible for the development and maintenance of Lloyds Banking Group's retail fraud models, both application and behavioural, across all core products and brands. Delivered models to reduce fraud losses using innovative machine learning techniques. Liaised with stakeholders across the group to provide analytical solutions. Expanded remit since Jan 2015 to lead a small Research and Development team prototyping novel modelling techniques and data sources. From December 2013 to April 2015 (1 year 5 months) London, United KingdomSenior Business Consultant @ Selling and delivering consultancy, analytics and software decision engine solutions for credit and fraud risk management to organisations in the Automotive Finance sector. From June 2012 to December 2013 (1 year 7 months) Nottingham, United KingdomFraud Analytics Consultant @ Providing organisations across multiple sectors (Retail Banking, Financial Services, Retail Finance, Sub-Prime Lending, Auto-Finance, Insurance) with consultancy and analytics to reduce fraud losses at application point and on open portfolios. Advising on Know Your Customer solutions to help meet Anti-Money Laundering regulations and mitigate impersonation fraud. Expertise in application fraud prevention systems (Hunter, Detect, Authenticate, Bank Wizard Absolute). Developed a Fraud Network identification solution to protect organisations from fraud rings and organised crime. From September 2010 to June 2012 (1 year 10 months) Nottingham, United KingdomCollections Strategy Manager @ Responsible for building and maintaining the Collections and Recoveries Strategy for all products (store cards, credit cards, Interest Free Credit and Loans) at a growing Retail Finance provider. Included analysis and recommendations on a risk based contact strategy (letter, dialler, SMS, automated voice). Liaised with a third party recoveries partner to ensure optimum recoveries performance. From October 2008 to September 2010 (2 years) Nottingham, United KingdomSenior Risk Analyst @ Senior member of the unsecured loans team managing two junior analysts. Responsible fot the Loans Optimisation system as well as analysis on loan credit policy. From November 2007 to September 2008 (11 months) Risk Analyst @ A member of the Credit Risk Management Unsecured Loans team in a major retail bank. Managed the Optimisation system consisting of a suite of 14 regression models predicting the optimal terms of business to offer loan applicants. Also worked on all aspects of loan application strategy, including policy rule and scorecard analysis, affordability, transition matrices and Basel II. From October 2006 to October 2007 (1 year 1 month) Leicester, United Kingdom

PhD, Mathematics, Physics @ University of Nottingham From 2002 to 2006 MSci, Mathematical Physics, 1st Class @ University of Nottingham From 1998 to 2002 Lee Gregory is skilled in: SAS, SQL, SPSS, Excel, PowerPoint, Credit Scoring, Credit Risk, Credit Analysis, Collections Management, Recoveries, Fraud Prevention, Fraud Analysis, AML, Linear Regression, Logistic Regression