James Lahti's Email Addresses & Phone Numbers

📖 Summary

Senior Vice President/Regional Bank Director @ River Valley Bank Direct a leadership team comprised of bank managers, business bankers, mortgage bankers, personal bankers, and financial planners in 8 branch locations throughout the Upper Peninsula of Michigan. Outstanding growth in both deposits, loans, profitability, and new client relationships has been the trend during my leadership of the Michigan region. The Michigan region is made up of 50+ FTE, deposits of $270+ million and loans of $210+ million. Leadership recruitment, development and training are a substantial component of my mission along with facilitating the branches with business development in order to become a bank of choice and a deposit/loan market leader within the communities served by River Valley Bank (Total Assets - $1 billion). From January 2007 to June 2011 (4 years 6 months) Marquette, MIVice President/Branch Manager/Business Banking Officer @ River Valley Bank Recruited, developed and trained a staff of 10. Received company awards for Top Bank, Business Banker and Branch Manager. Had the fastest growing bank in terms of deposits, loans, and net income. Facilitated the acquisition of the largest securities investment in River Valley Bank history ($35 million). Managed the second largest credit relationship within River Valley Bank. Assisted in a smooth transition during the acquisition of the Upper Peninsula branches of National City Bank to River Valley Bank. From October 2004 to January 2007 (2 years 4 months) Houghton, MIEVP, Business Banking @ IncredibleBank Oversee the dynamic business banking sales team. Also responsible for River Valley’s business banking revenue goals including commercial loans and deposit activities. Wausau, WisconsinMarket President @ Bremer Bank Bremer Bank is a strong community bank with assets in excess of $13 billion. We are owned by the Otto Bremer Foundation and our employees. When you bank with Bremer Bank we distribute profits to the Otto Bremer Foundation. They in turn distribute those profits back into the community to help make the community financially stronger and a better place to live for all.We are a full service bank that specializes in commercial, agriculture, mortgage, and retail banking. We can also solve your trust, wealth management, 401k, commercial insurance, personal insurance, ESOP, and employee benefit needs.Our success has been a result of talented people working together. If you are a banking professional aspiring to contribute your skills I would like to talk with you! From March 2013 to May 2018 (5 years 3 months) Eau Claire, WISenior Vice President/Special Asset Work Out Specialist @ River Valley Bank Manage a portfolio of troubled assets to either improve their risk rating with the bank or exit the asset from the bank portfolio. Work independently as well as part of a team that includes the CEO, Senior Credit Officer and Corporate Council to expedite the efficient management of assets that pose the greatest potential for loss. I have utilized my strong ability for early detection, business valuation, and credit analysis to structure the best possible outcome as it relates to loss or profitability for the customer and the bank. Mergers, acquisitions, and operational management of multiple businesses until profitable divestiture are an interesting and rewarding component of this position. A key component of this position is to manage monthly earnings through proper reserve for loan loss allocations and preserving risk based capital by working collaboratively with the Chief Financial Officer. From June 2011 to March 2013 (1 year 10 months) Michigan/WisconsinVice President/Branch Manager/Business Banking Officer/Investment Executive @ National City Bank (8 branches and assets purchased by River Valley Bank) Managed a bank of 10 employees. Was instrumental in growing commercial loans. Held securities licenses (Series 6 & 63) in order to provide customers with investment banking needs. Received President’s Award for outstanding deposit growth. National City Bank Total Assets - $25.5 billion. From June 2003 to October 2004 (1 year 5 months) Houghton, MImBank-Previously North Country Bank & Trust @ mBank Senior Relationship Banker/Senior Commercial Loan Officer/Commercial Loan AdministratorNorth Country Bank & Trust, Hancock, MI 2001 – 2003Grew commercial loan and deposit portfolio along with solicited new businesses in Houghton, Keweenaw, Baraga and Ontonagon counties. Consistently met and exceeded loan, deposit, and profitability goals set by Executive Management. Worked with junior commercial loan officers in a mentoring format to provide technical support. North Country Bank & Trust Total Assets - $750+ million.Regional Branch AdministratorNorth Country Bank & Trust, Hancock, MI 2000 – 2001Directly responsible for a five branch region. Acted as liaison to the President/CEO of North Country Bank & Trust, a wholly owned subsidiary of North Country Financial Corporation, and five branch managers. Responsible for procuring commercial loans, deposits, internal audit, business development, security, community relations and facilities management. Total FTE - 25.Branch Manager/Commercial Loan Officer/Business Development OfficerNorth Country Bank & Trust, Hancock, MI 1998 – 2000Drove loan, deposit, and net income growth.Designed and implemented the branch expansion to increase the physical structure of the branch by 100%. Built a commercial loan and deposit portfolio in the four county area to help support the loan and deposit goals for the servicing branches.Branch Manager/Commercial-Mortgage-Consumer Loan OfficerNorth Country Bank & Trust, Hancock, MI 1997 – 1998Primary responsibility was to focus on business development. New branch location required 75% of time spent calling on prospective clients. In doing so deposits increased by 70% and loans increased by 900%. From December 1997 to June 2003 (5 years 7 months) Hancock, MI