Terra Insurance Company

Terra is the nation's second oldest professional liability insurer, and was the first to specialize in providing professional liability coverage to geoprofessional and environmental engineering firms. Conservatively run and well capitalized, Terra has become one of the United States’ strongest and most reliable insurers of geotechnical, civil, and environmental engineers. Originally formed in 1968, Terra reorganized in 1988 as a U.S. based risk retention group (RRG). As an RRG, Terra is owned exclusively by its policyholders and therefore provides an unmatched level of customer service to its policyholders. As an added bonus, policyholders who have been with Terra for since its reorganization have seen their stock values increase by over 3100% - in some cases eliminating their net cost of insurance over that time. Terra invests heavily in its insureds — spending more per capita than any other PL carrier on the professional development and technical competence of its policyholders’ employees. The results are reduction of risk, fewer claims, and long-term growth — all of which translate into enhanced profitability for its policyholders. Additionally, Terra's senior management regularly visits its insureds to discuss common concerns and maintains the open communication with each policyholder. It's no wonder then that more than 95% of Terra's policyholders choose to renew their policy with Terra each year. Terra is your partner in risk, your partner in success.