Sunrise Insurance Solutions

Most people are already quite well aware of their choices in home insurance, auto insurance, and life insurance. However, it is not a very well known fact that you can obtain other insurance for nearly any of your possessions. Just because your items are a bit out of the ordinary doesn't mean you cannot get high quality insurance policy coverage for your boat, recreational vehicle (RV), or your other toy. Here are some of the basics about other insurance coverage types. Boat Insurance Whether your boat spends half of its life in the garage or it is out on the sea full time, boat insurance is essential. Your boat is exposed to weather and daily elements no matter where it is, and it may also be exposed to vandals or thieves. Your homeowners policy will not cover your boat whether it is on your property at the time it is stolen or vandalized or not. Ask your independent agent about how to make certain you have the supplemental coverage you need to insure your boat is protected. Umbrella Policies You may also want to compare prices on umbrella policies when you get other types of insurance. Umbrella insurance gives you extra liability coverage that exceeds your homeowners, car, or boat policy. Once the liability limits on those policies have been hit, your umbrella policy will be activated. These policies will cover liability related coverage for situations like: Rental units, accusation of libel or slander, and false arrest. The umbrella policy will fill gaps in your existing policies. The best way to get full coverage at reasonable prices is to speak with your independent agent about comparing policies. You can easily obtain quotes from multiple top level carriers conveniently over the Internet this way!