Merchants Adjustment Service

Merchants Adjustment Service is a full service medical, commercial, & consumer bad debt collection agency. Located in Mobile, AL. Founded as a medical collection agency in 1968 we service the entire Southeastern United States. Over 98% of our business is medical bad debt. Our reports, software and collections orientation are completely geared toward medical collections. We understand the nature of this type of business. With this in mind we have developed a collections approach that is both effective and professional. Mission Statement -- To protect the credit industry by helping consumers maintain good credit standing and personal character, while helping creditors receive fair compensation for services rendered. Values: Integrity - to be honest in all business dealings. Professionalism - to treat each and every person with dignity and respect. Diligence - to properly use the tools, techniques and personnel to maximize effectiveness. Vision -- A healthy, vibrant credit industry allowing consumer and creditor alike to prosper.