Heights Finance Corporation

Southern Management Corporation (SMC) is a leading small loan consumer finance company and is among the largest companies offering such services in the U.S. Founded in 1986, SMC provides short-term installment loans, related credit insurance, and ancillary products to individuals with limited access to traditional sources of consumer credit. SMC has over 270 branches to serve you with locations in Alabama, Georgia, Oklahoma, South Carolina, Tennessee and Texas. SMC operates under 3 different brand names: Covington Credit Quick Credit Southern Finance At Southern Management Corporation, we practice business with honesty and integrity, and we treat our customers with respect. Recognizing the importance of client relationships, we are advocates for our customers.