RateSetter

RateSetter offers people a simple and accessible way to put their money to work. We are making investing better by opening the asset class of loans to everyone, giving ordinary investors access to investment choices that were previously only available to professional investors. We match investors to creditworthy consumer and business borrowers across the UK. The interest rates in our market are not set by a bank or a committee - rather they are decided by our customers. As with all investments, lending involves some risk and RateSetter is not covered by the Financial Services Compensation Scheme. Our Provision Fund acts as a buffer against losses for our investors and we publish clear, real time performance data so everyone can see the risk and rewards of lending.