ESB Bank

ESB Bank is a Pennsylvania chartered, FDIC insured stock savings bank, which conducts business through 23 offices in Allegheny, Beaver, Butler and Lawrence counties, Pennsylvania. To complement our retail and commercial operations, we routinely make investments in U.S. Government, municipal and mortgage backed securities through its subsidiary savings bank and through its investment subsidiary, ESB Financial Services, Inc., a Delaware corporation. ESB Financial Corporation (NASDAQ: ESBF), a publicly traded financial services company, provides a wide range of retail and commercial financial products and services to customers in Western Pennsylvania through its wholly owned subsidiary, ESB Bank. The Company was founded in 1915 as the Ellwood Federal Savings and Loan Association with a single location in Ellwood City, Pennsylvania. In 1990, the Company became a Public Company through its Initial Public Offering. Growth through acquisition began with the acquisition of ESB Bancorp, Inc in 1994 and continued with Troy Hill Bancorp, Inc. in 1996, SHS Bancorp, Inc. in 1999, WSB Holding Company in 2001 and PHSB Financial Corporation in 2004. Today, ESB Bank conducts business through 23 offices in Allegheny, Beaver, Butler and Lawrence counties, Pennsylvania.