Aldermore Bank PLC

The decision makers in Aldermore Bank PLC are Adrian Chambers, David Rawlinson, Duncan Mackay, etc. Click to Find Aldermore Bank PLC decision makers emails.

Aldermore provides a range of lending solutions tailored for SMEs, including asset finance, invoice finance, and commercial mortgages. Asset finance allows businesses to acquire equipment or machinery without the need for large upfront payments. Invoice finance helps improve cash flow by allowing companies to access funds tied up in unpaid invoices. Commercial mortgages are available for businesses looking to purchase or refinance commercial properties.

Aldermore's invoice finance solution enables businesses to unlock cash tied up in their unpaid invoices. Once you submit your invoices, Aldermore advances a percentage of the invoice value, typically around 85-90%. This provides immediate cash flow to help manage operational costs. Once your customers pay the invoices, Aldermore releases the remaining balance to you, minus a small fee for the service.

Yes, Aldermore specializes in providing residential mortgages for individuals with a variety of credit histories, including those with less-than-perfect credit. They assess each application on a case-by-case basis, taking into account your overall financial situation rather than just your credit score. This means that even if you've had credit issues in the past, you may still be eligible for a mortgage with Aldermore.

Aldermore offers a variety of savings products designed to meet different needs, including fixed-rate bonds, easy access savings accounts, and cash ISAs. Their fixed-rate bonds typically offer higher interest rates for locking in your savings for a set term, while easy access accounts provide flexibility for withdrawing funds without penalty. Cash ISAs allow you to save tax-free up to a certain limit each tax year.

Aldermore's asset finance solutions cater to a wide range of industries, including construction, manufacturing, agriculture, and transportation. They understand the unique needs of each sector and provide tailored financing options to help businesses acquire essential equipment and machinery, ensuring they can operate efficiently and grow.

To apply for a loan or mortgage with Aldermore, you can visit their website and complete an online application form. You'll need to provide personal and financial information, including details about your income, expenses, and any existing debts. After submitting your application, Aldermore will review it and get in touch with you to discuss the next steps. Alternatively, you can contact their customer service team for assistance.