Overview:With 25 years in the mortgage and real estate industry Michael is a seasoned professional. He has worked and managed all areas of mortgage banking, origination, and processing, underwriting.
Mr. Richardson is the author of "An American Epidemic, Mortgage Fraud…a Serious Business" as well as author and creator of private label education courses for mortgage bankers & online education. The courses such as “Mortgage Fraud Awareness and Prevention Certification,” other courses addressed, RESPA, HUD1, Good Faith Estimate, and (TIL) Truth in lending.
From this site you can learn about the mortgage process, get pre-approved for a home loan, or apply for your mortgage online using our secure mortgage network. For many years now I have been helping families purchase and refinance their homes with FHA, Conventional and Jumbo financing. I work closely with my clients and other real estate professionals to ensure that your loan application is completed as expeditiously as possible with frequent informative updates. This process creates trust and understanding, building a long term advisory relationship.