Neo Capital

Founded in 2012, Shenzhen Neo Capital Co., Ltd. (Neo Capital) is among China’s first group of comprehensive financial service institutions engaged in innovative financing. Headquartered in Shenzhen, with four management centers in Beijing, Shanghai, Shenzhen and Hong Kong, the company is committed to providing quality financial services to enterprises, institutions and individuals, covering a wide range of fields such as Internet Finance, Wealth Management and Investment Management. To date, we have established 300 branches across the country with over 20,000 employees, served nearly 3 million customers and created cumulative earnings of over RMB3 billion for customers. Being one of the first groups of innovative finance service enterprise, we have initially built a closed business loop, featuring online-offline integration and investment-financing matching. We have two subsidiaries, Neo Online and Neo Wealth, in the liabilities sector and three subsidiaries, Neo Credit, Neo Consumer Finance and Neo Investment, in the assets sector. We have introduced credit management systems from professional credit information services such as Pengyuan Credit Service, Qianhai Credit Service, Shanghai Credit Information Services (acquired by Credit Reference Center, the People's Bank of China) and Experian. We have acquired behavioral data from the Internet, underlying data from the society and institutions, core financial data and other data for building the "model of credit factory"​. Based on our advanced international experience in risk control under the 5P principle of credit granting set in the Basel Accord, we have innovatively established world leading risk control systems such as "Score Card System"​ and "Sudoku Customer Data Model"​, also accomplishing risk control management and optimization in the whole credit lifecycle.