Overview:MBL Risk Analytics was formed to exclusively assist Credit Unions with their Member Business Lending credit administration needs. No other organization exclusively serves the Credit Union industry and their need for credit administration services the way MBL Risk Analytics does. We are unlike a CUSO or other providers of similar services in that we do not originate or arrange participations of Member Business Loans and ONLY focus our efforts on the credit administration functions of a Credit Union. This allows us to provide true third party reviews and new business underwriting, as we have no financial interest in the transaction.
In addition to management expertise in Credit Union specific Member Business Lending, our staff was carefully chosen from a small pool of candidates that have Credit Union and CUSO backgrounds. It is important to our clients to know that we understand the needs and challenges specific to the Credit Union industry.
We provide an ala carte selection of credit administration services including:
New Member Business Loan underwriting: We have experienced success assisting Credit Unions with their new Member Business Loan requests by becoming more efficient, managing their operating overhead and being more responsive to their member business needs.
Independent loan and portfolio review: We provide our clients the most comprehensive third party loan review in the industry by being a Credit Union specific organization. Senior Management and staff have been involved with numerous NCUA audits and know exactly what the examiners are looking for when reviewing a file for compliance. We ensure that all credit files in order so the Credit Union is well prepared for their regulatory audit months in advance.
Process Improvement and Strategic Planning: We have helped Credit Unions become more efficient with their current Member Business Loan programs from a processing, underwriting, portfolio management and policy perspective.