Head of Retail Offer & CRM (Private Individuals and Micro Business) @ Head of Product Offer & Customer Relationship Management Department (Private Individuals and Micro Business) responsible for business development of: - C/A, Deposits and Transactional banking - Consumer Lending - Loans for Micro business - Credit Cards - Mobile Payments - Bancassurance - CRM From April 2015 to Present (9 months) Warsaw, Masovian District, PolandHead of Retail Product Offer @ Head of Product Offer Management Department responsible for Retail products & business development. From November 2014 to April 2015 (6 months) Warsaw, Masovian District, PolandMember of the Supervisory Board @ From March 2014 to November 2014 (9 months) Warsaw, Masovian District, PolandProtection & Investments Country Manager @ Head of Protection & Investments Department responsible for development of Bancassurance and Investment products business in BZ WBK Group Supervisory Board Member: BZ WBK - Aviva TUO and BZ WBK - AVIVA TUnŻ Retail Migration Manager responsible for mass migration of Retail Clients & Products From March 2014 to October 2014 (8 months) Warsaw, Masovian District, PolandInsurance Country Manager @ Head of Bancassurance Business Retail Migration Manager responsible for mass migration of Retail Clients & Products From August 2013 to February 2014 (7 months) Warsaw, Masovian District, PolandHead of Mortgage Business @ Head of Mortgage Business Leader of Retail Banking in merger process with Kredyt Bank From January 2013 to July 2013 (7 months) Warsaw, Masovian District, PolandManaging Director - Head of Retail Credits Area @ Direct end-to-end responsibilities for Mortgage, Consumer Finance & SOHO credits business: - P&L - Products & processes development - Bancassurance business (credits related) - Non-branches sales channels management: Brokers, Intermediaries, Mobile Sales Force - Credits decision process - Post-sales servicing and credit portfolio management - Retail credits debt collection - Scoring models From June 2012 to December 2012 (7 months) Warsaw Area, PolandManaging Director - Head of Mortgage Banking Area @ Reporting Units: - Mortgage Banking Marketing Department - Mortgage Products Service Department - Mortgage Vindication and Scoring Models Department - Mortgage Products Sales Support Department From August 2011 to June 2012 (11 months) Managing Director - Head of Mortgage Products Service Department @ Reporting Units: - Credit Decisions Bureau - Mortgage Products Service Bureau From January 2011 to August 2011 (8 months) Director of Retail Credits Department @ Reporting Units: - Retail Credits Management Bureau - Credits Decisions Bureau - Retail Credits Service Bureau - Mortgage Vindication Bureau From June 2010 to January 2011 (8 months) Director of Mortgage Business Development Centre @ From August 2009 to May 2010 (10 months) Key Manager - Head of Mortgage Marketing Unit @ From October 2005 to July 2009 (3 years 10 months) Head of Mortgage Products Unit @ From July 2000 to September 2005 (5 years 3 months)

Marketing and Management @ University of Lodz Tomasz Dymowski is skilled in: Mortgage Lending, Banking, Mortgage Banking, Credit, Business Development, Portfolio Management, Process Management, Bancassurance, Retail credits management, Operations Management, Credit Risk, Underwriting, Process Optimization, Project Management, Change Management