Teresa Powell's Email

Extremely experienced in the financial industry, specifically in the Regional Community & Community Banking arenas. Multifaceted proficiency in Market Development, Cash Management, Operations & Product Management. Specialties:Core Competencies include: *Territory Growth/Development, Team Building, Solution Selling Strategies & High-Impact Sales Presentations *Sales Management, Sales Impact Analysis, Key Client Retention & Cost Benefits Analysis *Strategic Planning, Operations Management, Risk Assessment, Product Research & Development*

Executive Vice President @ From April 2009 to Present (6 years 8 months) Regional President / San Jose @ County Bank was a $2 billion Retail and Commercial Business Bank. It was acquired by Westamerica Bank February 2009. Reporting to President & COO. Established full service business banking unit in San Jose, bringing County Bank to the region for the first time, launching February 2008. Recruited highly experienced & local key individuals to build an outstanding team to provide a high touch, relationship & private banking approach to business banking, founded on the core values of County Bank. Strategic emphasis to build portfolio with core business banking relationships and low cost deposits. From December 2006 to April 2009 (2 years 5 months) Senior Vice President @ Greater Bay Bancorp was a $7.6 billion Retail and Commercial Business Bank. It acquired San Jose National Bank in October 2001. Reporting to EVP & Director of Marketing. Oversee all cash management sales throughout eleven (11) banks and (4) non-bank entities, including new product roll outs, sales strategic planning, contract negotiations and order fulfillment, with a staff of 7. Develop and provide cross functional training throughout; to over 200 Relationship Managers and all Operations units. Manages the strategic development, design and implementation of business banking products throughout the organization, with a staff of 3. Once deployed, ensures product lines are competitively priced, profitable to the bank and enhanced as required. From October 2002 to December 2006 (4 years 3 months) Senior Vice President @ San Jose National Bank was a $650 million Commercial Business Bank. It was acquired by Greater Bay Bank in 2001. Reporting to President & CEO. Oversaw all aspects of Cash Management, which included Electronic Banking Operations (Wires, ACH, Internet Banking), Merchant Services (Operations, Portfolio Management, Sales), Cash Management Sales (Personal, Small Business & Corporate Internet Banking, Correspondent Banking, Zero & Target Balance Sweeps, Deposit Services), Product Management, Business Development Sales and Niche Banking (Homeowners Association Banking). From July 1994 to October 2002 (8 years 4 months) Assistant Vice President @ Pacific Western Bank was a $1 billion Retail and Commercial Business Bank. In a span of 13+ years, held various positions and became proficient in all aspects of operations in the Retail Branch network. Achieved Management role in three different branches ultimately to manage Custom Banking. Finally, held Sales roles at the holding company level to support branches in a specific region. From October 1981 to July 1994 (12 years 10 months)

Teresa Powell is skilled in: Branch Management, Team Building, Strategic Planning, Portfolio Management, Sales Management, Banking, Mergers, Product Management, Relationship Management, Commercial Lending, Small Business Lending, Treasury Management, Credit Analysis, Cash Management, Operations Management, Asset Based Lending, Loans, Underwriting, Retail Banking, Credit, Risk Assessment, Financial Risk, Commercial Banking, Risk Management, Financial Services, Internet Banking, Sales, Lines Of Credit, Credit Risk, Management, Mergers & Acquisitions, SBA, Commercial Mortgages, Strategy, Private Banking, Business Development, Leadership, Investments, Deposits, ACH, Bank Secrecy Act, Middle Market, Cross Selling, Cash Flow Lending, Financial Institutions, Branch Banking, Consumer Lending, Payments, Loan Origination, Construction Loans