Sterling Birdsong's Email & Phone Number

💼 Past Experience

Sterling Birdsong's Role at Valley National Bank:Vice President, SBA Business Development Officer at Valley National BankSterling Birdsong is currently a SBA Business Development Officer at Valley National Bank in Tampa/St. Petersburg, Florida Area. Originate, analyze, determine eligibility, and structure SBA loan requests. Solicit new SBA business from present and prospective clients. Conduct calls and other marketing efforts focused on prospects, clients, internal referral sources, and external referral sources.Coordinate with relationship managers, SBA administration, loan assistants, and closing attorneys to ensure loan closings are in compliance with bank policy, banking regulations, and the SBA SOP. Commercial Credit Underwriter II at USAmeriBank from January 2013 to January 2016 (3 years 1 month) in Clearwater. Loan approval authority of $250,000 for new money requests with total relationship exposure of $1,000,000 or less.Spread and analyze company and personal financial statements, calculate repayment ability, and prepare written reports to facilitate sound credit decisions.Prepare a written credit memo to be submitted for signature approval or to Loan Committee for approval.Complete new money credit requests and review loans developed by loan officers for compliance with lending objectives, policies and procedures. Manage loan relationships by underwriting review/renewal/modification transactions in accordance with the bank's credit policies, resolving account/customer issues, and provide administrative support as required.Complete real estate analysis and/or industry market analysis. Credit Intern at The Bank of Tampa from May 2012 to January 2013 (9 months).

🎓 Education

Sterling's education started out in 2008 when she earned her B.A. from Saint Leo University. While at Saint Leo, Sterling was a Berkley Innovation Fellow, a recipient of the 2004 Greater Los Angeles region’s Outstanding Monitor Award, and a finalist for the Phi Beta Kappa Award. She was also a recipient of the University of Michigan’s Upton Scholarship in2002.Since then, Sterling has worked as a business consultant and financial analyst. As a business consultant, she has worked with small businesses and entrepreneurs drawn to such experiences as creativity, risk-taking, and networking. Additionally, Sterling has also been a financial analyst for investment firms andprivate clients in the private sector.Most notably, Sterling has been a business consultant and financial analyst for investment firms and private clients. As a business consultant, she has worked with small businesses and entrepreneurs drawn to such experiences as creativity, risk-taking, and networking. Additionally, Sterling has also been a financial analyst for investment firms andprivate clients in the private sector. Sterling's work readiness based on these experiences is very good. Additionally, Sterling is very experienced with financial modelling, business planning, and financial analysis. Sterling is also very experienced with project management and has a demonstrated ability to work effectively under pressure.

💡 Technical & Interpersonal Skills

Sterling Birdsong has a lengthy experience in the banking industry and has experience in underwriting, growth optimization, writing credit memos, and real estate analysis. In addition, Sterling Birdsong is proficient in Spanish.