Scott Birkner's Email Addresses & Phone Numbers

📖 Summary

Since 1998 I have been working with business owners and their advisors including CPAs, Brokers, Attorneys, Business Consultants and others to provide flexible finance solutions through the SBA Loan Program. A thorough knowledge of the SBA Lending Programs has helped me to assist businesses in all types of industries including manufacturing, distribution, medical, hospitality, service, retail, restaurant and auto related. Typical uses of proceeds range from financing Business acquisitions & Partnership buyouts, where the loans are typically under-collateralized, to financing owner user Commercial real estate, where clients are seeking a much lower cash injection and a longer fully amortizing loan. Expansion, Debt restructures, Leasehold improvement and Equipment loans are also common uses of proceeds we entertain. Benefits of SBA loans include: • Lower down payments • Longer term fully amortized loans • No loan covenants • High Loan to Value ratios • Lower monthly payments Yadkin Bank is a direct boutique lender, where we value our relationships with our clients and our clients’ advisors thus take the time to understand the financing needs and objectives of the business. As a National Preferred Lender with the SBA we offer financing options to businesses in 48 states, and loan sizes usually range from $350,000 to $13,000,000. In order to reach my clients objectives, no matter what the loan request, the goal is always to find a way to get it done. SBA lending gives us a distinct advantage over most lending institutions. SBA experience, means having the skills to structure loan requests in ways that others would never know to do. My focus is to take the mystery out of the process. It starts with getting you quick answers from a dedicated experienced team from sales through closing focused on delivering our loan products. Please call me at 704-564-5940 or email to [email protected] to discuss helping you with your business finance needs.VP, SBA Business Development Officer @ SBA lender providing financing solutions to business owners in 23 states throughout the eastern half of the U.S. with loan amounts ranging from $350,000 to $13,000,000. Typical financing structures include: •Business Acquisitions – 75-80% Financing, 10 Year Term, No Loan Covenants •Partner Buy Outs – up to 100% Financing, 10 Year Term, No Loan Covenants •Owner Occupied Commercial Real Estate – up to 90% Financing, 25 Year Term, No Loan Covenants, can include improvements, equipment and other needs •Refinance Existing Business Debt – 10 to 25 Year Term, No Loan Covenants •Business Expansion – up to 80% Financing, 10 Year Term, Can include leasehold improvements, equipment, inventory and working capital •All Financing includes closing costs, can include working capital, can have several uses of proceeds in one loan From April 2014 to Present (1 year 7 months) Charlotte, North Carolina AreaVice President-SBA Business Development Officer @ Responsible for originating SBA 7(a) and 504 loans in the Carolinas and elsewhere. Focus on owner occupied commercial real estate, business acquisitions, and refinances of existing debt for companies that qualify under SBA size guidelines. From July 2011 to April 2014 (2 years 10 months) Charlotte, North Carolina AreaSBA & Alternative Lending Specialist @ Responsible for originating SBA 7(a) and 504 loans. Focus on owner occupied commercial real estate, business acquisitions, and refinances of existing debt for companies that qualify under SBA size guidelines. From September 2008 to July 2011 (2 years 11 months) Senior SBA Business Development Officer @ Responsible for originating SBA 7(a) and 504 loans in all 50 states. Focus on owner occupied commercial real estate, business acquisitions, and refinances of existing debt for companies that qualify under SBA size guidelines. From November 2007 to September 2008 (11 months) Charlotte, North Carolina AreaVP-Business Development Officer @ Responsible for originating SBA 7(a) and 504 loans in New Jersey. Focus on owner occupied commercial real estate, business acquisitions, and refinances of existing debt for companies that qualify under SBA size guidelines. From December 2006 to November 2007 (1 year) VP-Business Development Executive @ Responsible for originating SBA 7(a) and 504 loans in New Jersey. Focus on owner occupied commercial real estate, business acquisitions, and refinances of existing debt for companies that qualify under SBA size guidelines. From November 1998 to December 2006 (8 years 2 months) Scott Birkner is skilled in: SBA, USDA, Small Business Lending, Commercial Lending, Banking, Finance, Loan Origination, Credit, Refinance, Commercial Mortgages, Credit Analysis, Financial Analysis, Commercial Banking, Cash Flow, Commercial Real Estate, Business Development