Ross is a determined leader and business partner who has built and delivered strategies which meet the needs of significant regulatory challenge whilst balancing the commercial needs of an organisation. Ross delivers commercial value to Transformational Programmes across Data Management/Quality/Governance, Business Intelligence, Information Management, Finance and Risk. He has allied this to demonstrable capabilities in board-level stakeholder management and critical thinking. Ross has built a diverse career spanning Banking, Life, Pensions and Investments. His expertise includes building new capabilities addressing regulatory challenges (Solvency II, Basel frameworks, BCBS239, and the many directional standards guiding data and information management). He has created centres of excellence in Data Management, Business Intelligence, Modelling, Information Management, Investment solutions, Risk Reporting, and Financial Systems. Leadership roles have included strategy creation and delivery; programme delivery; business transformation and restructuring; and a number of long-term international assignments. Ross blends tools, capabilities and techniques of the developing digital world with the legacy capabilities that creates control and exploits enterprise data assets. Specialties: • Strategy Formulation & Delivery • Regulatory alignment and delivery: leading successful Solvency II/Basel programmes • Transformation & Change • Data Quality and Data Management • Business Intelligence Strategy Delivery

Head of Enterprise Data Management & Business Intelligence @ Leading, Developing and delivering on the Strategy to build and exploit Data and Business Intelligence for National Australia Group (Clydesdale & Yorkshire Banks) through the creation of centres of excellence. Leading the transformation of teams and sponsoring the activity to meet regulatory, statutory and management needs to ensure a commercial approach that benefits all stakeholders. Keen focus on new capability creation (people and process) that add value and deliver a true customer-centric approach. Specific focus on regulatory principle alignment (eg. BCBS/Basel, CMA, BIPRU, GENPRU) across Finance, Risk and Banking Business Units. Challenges include determining and driving strategy and delivery of capabilities aligned to the interests of all stakeholders: customers, shareholders and regulators. Supporting the organisational transformation agenda and delivering cost effective model and creating a responsive, agile capability for the future aligned to the strategies for product and customer development. Ross is as much at home developing Architectural Strategies with IT as he is developing business strategies with Finance. From May 2012 to Present (3 years 8 months) VP - Global Solvency II @ Development and delivery of core Solvency II regulatory compliance and management value across the AEGON Group in key areas: - Lead the Reporting Process Improvements workstream - delivering quarterly reporting project throughout Group - Leading the Risk MI workstream (delivering an integrated SII Risk MI for AEGON nv Group) - content and capability - Alignment of deliverables with ORSA, Use Test and Methodology - Definition, design, delivery and communication of key Pillar 2 requirements to Executive Board and Executive VPs - Lead Data Quality Delivery for Group Corporate Centre - Seeking alignment of solutions across the international group, particularly, Financial Reporting and Modelling - Assessing IT solutions and overseeing implementation projects. - IT implications of SII disclosure requirements (in the Solvency & Financial Condition Report, Regular Supervisory Report and QRT's) From January 2011 to January 2012 (1 year 1 month) Head of Finance Methodology & Delivery (incl. Risk) @ Senior Management Leadership team - local sponsorship and ownership of Transformation Agenda Lead the delivery of capabilities, systems and processes supporting Finance/Risk Methodologies and Models. Ownership, review and control of the AEGON capital and regulatory models developed by the Risk and Capital teams as well as supporting the development of risk ratings, information and other metrics across the risk function. Solvency II Leadership Team - ownership of solutions supporting regulatory compliance across - actuarial modelling tools - data quality and data provision - financial reporting & analysis Business Intelligence Competancy Centre and associated toolset strategies development and deployment - Sponsor and Owner; Business ownership of major programme and product deliveries on behalf of Finance/Actuarial. Strategy and Solutions development - management and regulatory environment. From March 2010 to December 2010 (10 months) Edinburgh, United KingdomHead of Finance Business Solutions @ Ownership and deployment of all core financial systems and the creation of the interface environment to ensure a controlled, exploitable and effective solutions architecture. This extended to reporting and BI solutions and data quality management. From January 1990 to March 2010 (20 years 3 months) Head of FBS @ From 1990 to February 2010 (20 years) Financial Systems Manager @ From 1990 to 1998 (8 years) Committee Chair @ From 1991 to 1997 (6 years) Financial Systems Analyst @ Deployment of core financial systems and fully integrated and controlled interface environment. From 1987 to 1989 (2 years)

Bachelor of Science (BSc) @ The University of Edinburgh From 1982 to 1985 Alva Academy Ross McEwan is skilled in: Risk Management, Business Transformation, Change Management, Strategy, Business Intelligence, Outsourcing, Stakeholder Management, Business Analysis, Management, Solvency II, Financial Services, Enterprise Software, Analytics, Leadership, Program Management