Self-starting and dynamic finance professional with extensive experience in investment advisory, capital markets and operational risk assessment. Adept at working across multiple departments and business channels as well as with senior management in order to provide a transparent view of risks within the business. Proven ability in tracking areas of risk, providing support to minimize risk exposures and ensure compliance with all regulatory requirements. AREAS OF EXPERTISE • Developing Taxonomies • Risk Control & Assessment • Development Planning • Leadership/Team Building • Product Analysis • Project Management • Cross-Department Coordination • Staff Training & Management • Branch Execution Issues • Trader & Product Support • Regulatory Compliance • Internal Audits • Profit & Loss Calculations • Product Supervision • Evaluation & Remedying • Cost Control/Product Margins • Building Concepts/Definitions • Building Solicitation Guidelines • Building /Designing Teams • Developing Roles

Head of Product Control & Surveillance @ • Developed supervisory functions and oversight framework from scratch to monitor business activities and ensure the business adheres to policies and procedures. • Redesigned the standard operating procedures and written supervisory procedures for the business and developed an ongoing review. • Conducted End-to-End assessments of key business functions within each business unit to determine areas that need additional supervisory or operational controls or enhancements to processes. • Established a network with the Global Risk, Control & Governance group in order to provide consistency between all regions as the main point of contact for product risk in the US. • Responsible for developing quarterly reports for senior management on the business risk profiles for each product area and summary of the key risk assessments • Built a network with Internet/External Audit, Operational Risk, Compliance and other control partners in developing efficient solutions for mitigating risks identified through risk events or independent reviews. • Acting Business Risk Manager for each business unit and is responsible for managing risk events, developing actions to mitigate risks, and bring actions to close. • Have a seat at the US Risk Forum and Controls Optimization Group to ensure management is aware of relevant risks within the business • Developed the IT Charles River Optimization Group to establish a forum that allowed each business unit to efficiently prioritize IT related projects and have transparency over IT projects in queue. • Built the Best Execution Forum and developed benchmarks for each business unit to understand their performances versus the markets and peers. From August 2014 to Present (1 year 5 months) Business Development & Risk @ Responsible for ensuring regulatory compliance and best practices standards for all products, businesses and sales. Instrumental in building new business and IT systems to comply with new FINRA rules and internal policies on fixed income solicitation. Participate in multiple Execution Committees to measure performance and develop new procedures to improve efficiency and outputs. • Perform quarterly risk and control self-assessment (RCSA) reviews and ensure compliance to the overall RCSA policy. • Manage the Capital Markets’ audit process and oversee the implementation of resolution plans based on audit findings. • Responsible for supervising Capital Markets Error Accounts as well as developing and implementing an overall supervisory process and resources to maintain procedure compliance. • Defined Non-Traditional Municipal Bonds to distinguish inherent risk differences for municipal bond structures as well as built business and IT requirements to incorporate risk analysis into company procedures. • Conduct front-to-back reviews and report to senior management on potential opportunities for improvement, revenues strategies and methods to control risk exposure. • Developed business requirements for various departments, including Risk, Compliance and Legal for the FX Target Operating Model Initiative as part of our joint venture and served as the primary contact person for potential plan changes related to risk assessment. • Responsible partnering with Legal and Compliance departments to prioritize projects and hosting biweekly meetings to track regulatory and mandatory projects to ensure changes and enhancements are met. From September 2007 to August 2014 (7 years) Purchase, New YorkProject Coordinator, Purchase & Sales / Syndicate Operations @ Managed a team of three associates in the Purchase and Sales Operations group and provided guidance to key issues while keeping an accurate calculation and analysis of adjustments within the department. Assisted the Section Manager with all complex problems involving our clearance services, break reports, billing services, and procedural changes. • Built the definition/requirements of Complex Products to address FINRA Rule 12-03 for the Firm's internal systems. • Built the definition of Non-traditional Municipal bonds. • Design concepts for soliciting fixed income products. • Created automated documents to replace manual procedures to increase efficiency, minimize errors and handle high volume correspondence with in the group. • Mentored employees new to the finance industry and helped seasoned employees with understanding their responsibilities through exposure to other departments and programs. • Researched and prepared all business requirement documentation for all projects ready to be processed. • Conducted weekly meetings with the Purchase & Sales IT team to prioritize and establish the use of our resources for ongoing and upcoming projects. From September 2006 to September 2007 (1 year 1 month) Trade Support & Compliance @ Provided support for traders on trade executions, price improvements and covering errors through generated reports and account tracking. Assisted IT department and company programmers with designing and implementing changes to internal programs related to compliance, trade support and operations. • Maintain a daily spread sheet to reflect securities that needed to be borrowed on margin to fulfill the Regulation T requirement • Keep track of trader’s risk and deactivate their access if their risk potential became too excessive • Monitor the SHO Pilot List and check the trader's activity for any short sale violations to be charged • Review, bi-weekly, customer account activities to uphold Anti-money Laundering regulatory procedures • Generate reports to reflect over night positions within each trading account • Assist traders with trade executions, price improvements, checking on orders, and covering errors • Assist the IT Department and Programmers with implementing changes to internal programs, specifically for Compliance, Trade Support, and Operations From May 2005 to September 2006 (1 year 5 months) Trade Support & Managed Accounts Equity Trader @ Assisted all Money Managers with allocations, executions, and trade corrections as well as the Purchase & Sales Group by assuring the clearance of trades through ACT systems, contract sheets and ex-clearing methods. • Worked orders for execution for Institutional and Retail Money Managers with securities listed on the NYSE, AMEX, NASDAQ, and Regional Exchanges • Execute trades for Money Managers through our internal systems for Wrap-fee Products • Assisted all Money Managers with allocations, executions, and trade corrections for CheckFree APL, Oasys, and Prudential’s Calculator System • Practice the firm’s compliance policies and procedures regarding Wrap-fee products • Created daily and monthly Profit and Loss reports to show proper money calculations to reflect each Market Maker’s monetary position • Assisted the P&S Group by assuring the clearance of trades through the ACT system, Contract Sheets, and Ex-clearing methods • Orchestrate a heavy volume of Branch requests for issues with trade corrections and adjustments for price entitlements and/or any system errors • Responsible for training new employees for departmental procedures and various systems for each of the support desks From September 1996 to December 2004 (8 years 4 months)

Borough of Manhattan Community CollegeFashion Institute of Technology Rosario Gonzalez is skilled in: Series 7, Trading, Securities, Series 63, FINRA, Fixed Income, Equities, Capital Markets, Investments, Bloomberg, Wealth Management, Banking, Financial Markets, Bonds, Options, FX Options, Finance, Alternative Investments