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Ronald Matossian

Senior Credit Officer (Consultant) @ Royal Bank of Scotland

Senior Credit Officer (Consultant) at Royal Bank of Scotland

Rye, New York

Ranked #558 out of 11,168 for Senior Credit Officer (Consultant) in New York

Section title

Ronald Matossian's Email Addresses & Phone Numbers

Ronald Matossian's Work Experience

Royal Bank of Scotland

Senior Credit Officer (Consultant)

Stamford, CT

Lloyds Banking Group

Risk Officer

March 2010 to April 2012

New York, New York

Lloyds Banking Group

Portfolio Manager

March 2005 to March 2010

New York, New York

Ronald Matossian's Education

Chase Manhattan Bank - Professional Credit Training Program

9-month program, Banking, Credit, Accounting, Corporate Finance

Boston University

Bachelor of Science (BS), Finance

University of Rochester - William E. Simon Graduate School of Business Administration

Master of Business Administration (M.B.A.), Finance and Economics

Ronald Matossian's Professional Skills Radar Chart

Based on our findings, Ronald Matossian is ...

Considerate
Purposeful
Talkative

What's on Ronald Matossian's mind?

Based on our findings, Ronald Matossian is ...

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Ronald Matossian's Estimated Salary Range

About Ronald Matossian's Current Company

Royal Bank of Scotland

• Assigned to TMT, Industrial, Services & Automotive, and Financial Institutions to analysis borrowers’ financial condition, operations, management, risks/mitigants, and industry to determine credit risks and assign ratings for borrowers and credit facilities. • Write credit reports on obligors detailing bottom-up financial and risk analysis. • Forecast financial and operational performance of corporate/financial institutions’ to determine cash...

Frequently Asked Questions about Ronald Matossian

What company does Ronald Matossian work for?

Ronald Matossian works for Royal Bank of Scotland


What is Ronald Matossian's role at Royal Bank of Scotland?

Ronald Matossian is Senior Credit Officer (Consultant)


What is Ronald Matossian's personal email address?

Ronald Matossian's personal email addresses are and r****[email protected] and r****[email protected]


What is Ronald Matossian's business email address?

Ronald Matossian's business email addresses are not available


What is Ronald Matossian's Phone Number?

Ronald Matossian's phone (212) ***-*356


What industry does Ronald Matossian work in?

Ronald Matossian works in the Banking industry.


About Ronald Matossian

📖 Summary

Senior Credit Officer (Consultant) @ Royal Bank of Scotland • Assigned to TMT, Industrial, Services & Automotive, and Financial Institutions to analysis borrowers’ financial condition, operations, management, risks/mitigants, and industry to determine credit risks and assign ratings for borrowers and credit facilities. • Write credit reports on obligors detailing bottom-up financial and risk analysis. • Forecast financial and operational performance of corporate/financial institutions’ to determine cash flow, debt repayment ability, credit line usage and risk returns on bank products and services. • Quantitative analysis and projections on S&P Capital IQ for Industrials, and SNL for Banks and Brokers. Stamford, CTRisk Officer @ Lloyds Banking Group • Monitored RWAs of NY lending area in accordance with Basel II and the Bank’s capital requirements.• Reported daily market funding and liquidity risk position metrics to traders and senior management.• Analyzed VaR, PV01, interest rate data, foreign exchange and treasury balance sheet data.• Interacted daily with traders to monitor money market funding, interest rate / LIBOR movements and capital market activities.• Worked on risk management projects including developing a global bank credit system and various risk management data reporting systems. • Created country risk portfolio reports segmenting commitments, outstandings and risk rating data. From March 2010 to April 2012 (2 years 2 months) New York, New YorkPortfolio Manager @ Lloyds Banking Group • Managed a portfolio of over 75 counterparties with $3.6 billion in commitments covering consumer products, media-telecom, technology, real estate, industrials, health care, sports franchises and financial firms primarily through lead agent role for middle-market deals and participant for large syndicated deals.• Supervised a staff of five credit analysts, which produced loan reviews, special mention reports and loan amendments; provided feedback to analysts to enhance analysis. • Enhanced loan review templates to capture current market issues, repayment risks, compliance triggers, real estate construction concerns, and economic cycle data.• Created and updated Real Estate Finance annual/quarterly budget to forecast group’s net interest and fee income.• Monitored and completed regulatory risk compliance and AML procedures to ensure agreement with internal policies and regulatory requirements.• Planned and prepared for internal Credit Audit and external OCC annual reviews. From March 2005 to March 2010 (5 years 1 month) New York, New YorkSenior Credit Officer @ Deutsche Zentral-Genossenschaftsbank AG • Managed the performance and winding down of a distressed / workout corporate and leveraged loan portfolio totaling over $900 million in commitments.• Analyzed over 30 accounts with highly complex credit structures covering the technology, media, telecom, cable, automotive, gaming, health care, retail, consumer products and manufacturing sectors.• Developed exposure strategy for the bank’s loan portfolio based on in-depth fundamental analysis of financial statements, meeting with senior management, touring operations, contacting trade/industry associations and accessing capital market information.• Negotiated concessions with four different distressed borrowers on credit agreement amendments by organizing bank consortia to work with the borrowers’ management.• Created innovative proprietary financial spreadsheet and forecasting models to develop “what if” scenarios. From March 2001 to December 2004 (3 years 10 months) New York, New York


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In a nutshell

Ronald Matossian's Personality Type

Extraversion (E), Intuition (N), Feeling (F), Judging (J)

Average Tenure

3 year(s), 8 month(s)

Ronald Matossian's Willingness to Change Jobs

Unlikely

Likely

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