Mohamed Khalil's Email Addresses & Phone Numbers

📖 Summary

Financial services innovation and digital product strategy expert with extensive experience at both large institutions and financial technology startups. - As Head of Product, Data & Partnerships at Moven, developing a mobile/digital experience that leverages data and behavioral sciences while working with strategic partners to enhance and distribute the service. Upon its debut Moven won a 2013 Finovate Best in Show award. Moven has a direct to consumer business in the US and is partnered with TD Bank Canada and Westpac New Zealand to provide its experience to approximately 10 million customers. - Prior experience includes Bundle, a joint venture of Citigroup, Microsoft and Morningstar that won a 2010 Finovate Best in Show for its intuitive user experience, cutting edge consumer peer comparisons, and sophisticated merchant recommendations engine. - At CitiSmith Barney’s myFi, focused on building a low cost, programmatic investment advisory solution for the mass market that was later purchased by Morgan Stanley. - At Merrill Lynch Wealth Management, defined and implemented a mass market brokerage service and retail bank strategy that yielded $5B in deposits within the first year. - Co-founding team member of Novantas, a financial services management consultancy, and an alumni of First Manhattan Consulting Group. Consulted on a variety of engagements in Canada, Mexico, Singapore, Malaysia and the United States. Specialties: Product Innovation, Mobile/Digital Experience, Startups, Entrepreneurship, Strategic Partnerships, Behavioral Finance Graduated with an undergraduate degree in Near Eastern Studies from Princeton University and an MBA from Wharton, University of Pennsylvania.GM Digital Innovation (Chief Innovation Officer) @ From August 2015 to Present (3 months) Sydney Area, AustraliaHead of Product, Data & Marketing @ Finovate 2013 Best of Show Winner. Developing a digital mobile experience that fundamentally redefines the traditional retail banking value proposition, distribution and business model. Tasked with creating the first downloadable financial wellness service providing real time feedback and advice to consumers around every aspect of their money. Responsible for four key aspects of the business: 1 – Product: defining the experience, generating detailed requirements and collaborating with technology, operations and customer service to ensure a high quality deployment that leverages the best of behavioral economics, gamification and social media to drive acquisition and engagement. 2 – Data: defining and building core data capabilities and assets that can be quickly productized into a highly customized real-time experience that both anticipates and adjusts to customer behaviors. 3 – Marketing: leading agency and public relations efforts to refine the brand, positioning, and customer targeting to minimize cost per conversion while maximizing product virality. 4 – Partnerships: establishing strategic partnerships as part of an “ecosystem” that integrates complementary features/services, accelerates data capabilities/insights, or amplifies marketing/distribution reach. From September 2012 to August 2015 (3 years) Greater New York City AreaDirector of Finance, Data & Strategic Partnerships @ www.bundle.com Finovate 2010 Best of Show Winner. CFO and product strategist for a peer based personal finance start-up initially funded by Citigroup, Microsoft, and Morningstar and later purchased by Capital One. • Managed finances, human resources and operations from inception to sale. • Deployed a fully functional peer based consumer finance site within 9 months of funding. • Executed a pivot in product strategy towards a data driven merchant ratings site. • Established monetization partnerships with media, retail, finance and technology companies based on merchant advertising and customer analytics. From September 2009 to September 2012 (3 years 1 month) Greater New York City AreaSenior Vice President, Product, Pricing & Economics @ Developed a mass market investment advisory offering ("myFi") based on a remote and online delivery model. • Articulated a detailed product philosophy centered around providing low cost, unbiased advice. • Defined a subscription based business model that allowed open architecture product offerings. • Incorporated behavioral finance and consumer decision theories as part of financial coaching. • Concurrently managed pricing for traditional brokerage products for ~500K mass affluent clients. From May 2008 to September 2009 (1 year 5 months) Greater New York City AreaSenior Consultant, Financial Services Strategy @ Assigned as a special assistant to the head of strategy at TD Ameritrade Institutional to define a strategy to accelerate growth in the Registered Investment Adviser (RIA) market. • Developed a road-map for AUM growth via product, process and performance improvements. • Conducted due diligence to identify partners and acquisition targets to fill strategic operational gaps. From January 2008 to May 2008 (5 months) Greater New York City AreaVice President, Product Strategy & Pricing @ Developed a consumer banking strategy, product offerings and pricing to address the younger generation of Merrill clientele. • Formulated the strategic road-map for a de novo entry with a target of $150B in deposits. • Created the business case as well as technical, operational, staffing and marketing requirements. • Defined a differentiated value proposition and validated an actionable customer segmentation model. • Promoted a “Future of Banking” effort to create a best in class and innovative customer experience. • Demonstrated initial viability via a CD product that yielded $5B in incremental assets in year one. From January 2004 to September 2007 (3 years 9 months) Greater New York City AreaSenior Associate, Founding Team Member @ Financial services commercial and consumer product, pricing, marketing and operations strategist. Led teams of 3 to 7 consultants in identifying, developing and implementing new business opportunities and optimizing existing products. • Commercial Bank strategy for a Top 5 Canadian bank • Retail Bank re-pricing strategy for Top 5 Canadian bank • Retail Bank product strategy for Top Mexican Bank • Retail Brokerage remote advisory strategy Top 10 US Financial Institution • Consumer Lending mortgage retention strategy Top 20 US Financial Institution From October 1999 to January 2004 (4 years 4 months) Singapore, Toronto, Mexico City, New York CityAssociate @ Collaborated as part of a 5 person team to develop the strategic vision and detailed tactics for a Top 3 Singaporean bank. Also led an effort to develop a SME Business Strategy for a Top 3 Malaysian bank. From May 1999 to October 1999 (6 months) Singapore & Kuala LumpurMBA @ University of Pennsylvania - The Wharton School From 2007 to 2009 Bachelor of Arts (B.A.), Near Eastern Studies @ Princeton University From 1995 to 1999 Horace Mann School (Riverdale) From 1992 to 1995 Buckley School From 1989 to 1992 Mohamed Khalil is skilled in: Strategy, Start-ups, Business Strategy, Product Management, Strategic Partnerships, Financial Modeling, Strategic Planning, Financial Services, Leadership, Analytics, Entrepreneurship, Management, Finance, Analysis, Mobile Payments, Segmentation, Business Development, Product Innovation, Cross-functional Team..., Management Consulting, Business Analysis, Marketing Strategy, Due Diligence, Product Development, Banking, Product Strategy, Competitive Analysis, User Experience, Marketing, Consumer Finance, Business Planning, New Business Development, Pricing, Financial Analysis, Digital Strategy, Mobile Devices, Strategy Development, P&L Management, Executive Management, Customer Experience, Market Research, Emerging Markets, Business Modeling, Strategic Consulting, Private Equity, Go-to-market Strategy, Market Analysis, Product Marketing, Thought Leadership