Chief Risk Officer @ Responsible for: - Credit Risk Management - Market and Liquidity Risk Management - Operational Risk Management (inclusive of Third Party Vendors and Information Security) - Compliance and BSA/AML - Enterprise Risk Management - Risk Management PMO - Risk Data Aggregation From June 2014 to Present (1 year 7 months) SVP Risk @ From September 2011 to June 2014 (2 years 10 months) Greater New York City AreaSr. Business Leader - Head of Enterprise Risk Management for North America and Latin America @ From December 2009 to September 2011 (1 year 10 months) Vice President Enterprise Risk Management - Latin America and Caribbean @ From May 2008 to January 2010 (1 year 9 months) Manager - Risk Strategy and Analytics @ From January 2007 to May 2008 (1 year 5 months) Risk Management Manager - Basel II Manager @ From 2003 to 2006 (3 years) Portfolio & Credit Policies Manager - Latin America @ From 1997 to 2003 (6 years)

Certification, Risk Management & Strategic Decisions @ Stanford University From 2010 to 2012 MBA, Finance @ Florida Atlantic University From 2001 to 2003 Washington College From 1993 to 1997 Marcelo Brutti is skilled in: Credit, Enterprise Risk Management, Financial Risk, Credit Cards, Portfolio Management, Risk Management, Strategy, Analytics, Basel II, Risk Assessment, Credit Risk, Business Analysis, Finance, Financial Services, Corporate Finance