Detail-oriented Credit Analyst who keeps entries up-to-date daily. Exhibiting excellent customer relations skills while maintain a professional positive attitude. Utilizes sound judgment with attention to detail and accuracy while processing large amounts of data. Eager to work with individuals and large businesses alike, maintaining the highest standards in the best interests of all parties.

Corporate Credit Manager @ From May 2014 to Present (1 year 8 months) Broker Account Credit and Collection Specialist @ With general direction and working within established guidelines and with predefined limits of approval, I performs a wide variety of credit and collections functions and also is responsible for related activities. • Accept payment on certain accounts as appropriate and resolve most questions and problems. Where appropriate I research to identify misapplied payments and resolve basic and moderately complex issues. • On a regular basis, retrieves and reviews billing system reports to identify delinquent accounts. • Following standard operating procedures, contacts customers via phone or standard letter to bring accounts to a current status. From January 2012 to February 2014 (2 years 2 months) Independent Agent @ Recruited and trained new associates. Qualified prospective clients and sought out new clients developing clientele by networking. Delivered sales presentations explaining features, advantages and disadvantages of various policies to promote insurance plans. Conducted enrollments and called on policy holders to deliver and explain policies, analyze insurance programs and to assist with additions or changes. Contacted underwriter and submitted forms to obtain coverage. When claims were made on a policy conferred with clients to provide information. From November 2007 to January 2012 (4 years 3 months) Credit Manager @ Ensured timely completion of customer credit ratings and account reconciliation's, while providing credit information, both internally and externally, as per company policy. Effectively assessed credit risk and (current and potential) client viability, analyzing financial statements and cash flow of customers. Provided customer service support and professional financial guidance, prepared written credit-approvals and denials. Extended credit by reviewing terms and conditions of account, monitoring customer financial status and payment patterns. Maintained and reviewed open A/R for all accounts, prioritizing collection activities to maximize cash collection. Compiled, analyzed and presented a variety of reports on sales, customer receivables, deductions and payments. Reviewed statements and verified invoice payments; resolving with vendor as necessary. Extensive internal and external customer service. Conducted General Ledger reconciliation and analysis. Assisted Accounts receivable Manager in year-end audit processes. Organized and maintained filing as a Credit Analysis and Accounts Receivable for a processor and distributor of carbon steel with annual sales of $400m+. . From July 1997 to October 2007 (10 years 4 months)

Accounting and Business/Management @ Lone Star College System Lisa Meineke is skilled in: Employee Benefits, Insurance, Accident Insurance, Cold Calling, Life Insurance, Sales, Customer Service, New Business Development, Account Management, Team Building, Health Insurance, Accident, Invoicing, Analysis, Accounts Receivable