Founder @ SETT Surf is a startup business which I have launched. The lead product is SETT Surf Rash Cream, which I developed in conjunction with industry experts, and in December 2015 I successfully raised funds for a first full scale production run. From April 2015 to Present (9 months) Business Consultant @ Available for ad-hoc consulting engagements and support, with experience in finance and payments industry, as well as business strategy & operations management. From September 2014 to Present (1 year 4 months) Finance & Business Studies Teacher @ I taught a one month intensive finance & business studies course to 18 very talented & driven students from all over the world. The students were on summer holiday before their final year of secondary education, and use the course to help them gain extra skills & experience for College/University applications, as well as to help them gain understanding of what studies they would like to pursue. From July 2015 to August 2015 (2 months) Cambridge, United KingdomManaging Associate @ Responsible for managing and growing the Industry Roundtables business in the UK, as well as operational & management consulting engagements in the UK & US. Areas of focus included the Accounting, Operational Compliance, Fraud Control, Customer Services and Complaints divisions for clients in the payments space. From January 2013 to August 2014 (1 year 8 months) London, United KingdomAssistant Customer Value Manager @ Reporting to the Customer Value Manager, I was responsible for the on time and accurate delivery of value optimising campaigns for the Commercial Cards business. During this time I also conducted analysis on product strategy, and lead the development of a business case to successfully launch a new product. From January 2011 to December 2012 (2 years) London, United KingdomDirector @ From March 2008 to August 2010 (2 years 6 months) Strategy Executive @ Analysis and support on customer & corporate strategy for ANZ. From October 2007 to August 2010 (2 years 11 months) Wellington & Wairarapa, New Zealand

Bcom, Economics, Marketing Management @ University of Otago From 2003 to 2006 James Marshall is skilled in: Banking, Stakeholder Management, Commercial Banking, Credit Cards, Credit Analysis, Portfolio Management, Risk Management, Business Transformation, Payments, Business Analysis, Change Management, Governance, Financial Services, Financial Modeling, Financial Analysis