David Houdeshell's Email

Risk management professional with a proven track record in a variety of leadership roles. Collaborative, strategic and creative problem solver that leads teams and projects to create new functions, processes and technologies.

Chief Risk Officer @ From May 2015 to Present (8 months) Chief Credit Officer @ From June 2010 to May 2015 (5 years) Credit Administration Executive @ Catalyst for change to gain operational efficiencies by introducing streamlined processes, new technology and procedures for credit product fulfillment; Risk quantitative analysis capabilities; Credit analysis, portfolio mannagament, loan review, administration, policy and procedure development. From April 2007 to April 2010 (3 years 1 month) Credit Risk Management @ Director of loan review; managed development of dual risk rating process; developed loan policies and commercial technology strategies; established central underwriting and auto-decision strategies for smaller commercial loans. From October 2005 to March 2007 (1 year 6 months) Chief Credit Officer @ Directed credit analysis, credit approval, and portfolio, compliance and operational risk for for aircraft, asset-based lending, equipment leases, inventory financing, consumer loans and mortgage servicing. Six Sigma Champion for credit process improvements. From July 2000 to August 2005 (5 years 2 months) Senior Administration & Quality Executive @ Led teams to integrate calling, underwriting and servicing processes to increase business, improve responsiveness and reduce costs at loan centers. Senior-level planning and support for loan center resources, customer experience, process design, and pilot initiatives in a multi-state environment. Managed merger integration, credit training, performance reporting and technology developments. From February 1998 to April 2000 (2 years 3 months) Credit Policy Development & Analysis @ Manager of Credit Administration; Senior Credit Officer; Commercial Credit Department Manager; Loan Review Analyst; Management Training Program From January 1985 to January 1998 (13 years 1 month)

Masters, Bank Administration @ Stonier Graduate School of Banking From 1992 to 1994 BS, Finance @ Florida State University - College of Business From 1980 to 1984 David Houdeshell is skilled in: Credit Analysis, Credit Risk, Credit, Risk Management, Loans, Portfolio Management, Commercial Lending, Financial Risk, Underwriting, Process Improvement, Asset Based Lending, Analysis, Commercial Banking, Lines Of Credit, Banking