Business Analyst & Project Manager with an operational risk, compliance, surveillance, fraud prevention and technology background ● Significant change management experience with writing business requirements (BRD), performing data analytics, statistical modeling, model validation, regulatory reporting and managing systems testing ● Identifies problems quickly, analyzes relevant data that generates options and selects best solutions ● Sharp and adapts quickly to difficult assignments, changes direction effortlessly when working on many projects ● Understands and responds appropriately, pursues related information, identifies connections between issues and goes beyond the obvious Areas of expertise: ● Project management, time and cost analysis, business analysis and full project life cycle development in a fast-paced environment ● Addressing C&D for Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) deficiencies; implementing Oracle/Mantas & NICE/Actimize from RFP through post-implementation as a solutions & project manager ● Completing Risk Control Self Assessment (RCSA), finding key deficiencies, developing solutions to improve ● Building Know Your Customer (KYC) platforms for streamlined on-boarding and ongoing reviews ● Increasing ratio of productive alerts to total alerts generated by: ○ Developing customer, account and alert focused risk scoring methodology, designing formulas to measure elements ranging from customer geography to relationship history ○ Conducting threshold analytics, analyzing above and below the line used to determine alert generation, tuning the transaction monitoring platform to increase efficiency and effectiveness Systems: NICE Actimize (​Suspicious Activity Monitoring [SAM], Enterprise Risk Case Manager [ERCM], Customer Due Diligence [CDD], Analytics Intelligence Server [AIS], Watch List Filtering [WLF - OFAC, Negative Media & PEP], Detection and Research Tool [DART]), Oracle Mantas Behavior Detection Platform, Fortent, Searchspace

Project Manager, Risk Management | Surveillance Strategy | Analytics & Design | Model Validation @ Strategist responsible for all operational risk technology and coverage strategy ● Responsible for the overall end-to-end management of the Actimize system ● Launch new models, rules & scenarios for capturing behaviors of interest & optimize existing ones ● Perform analysis of risk processes & procedures and identify areas which could be automated within Actimize ● Implement process improvements to increase department efficiencies, module use, reporting and SARs filing ● Ensure all system thresholds are accurate, execute threshold validation and manage below the line testing ● Build interactive dashboards for analyzing risk factors, consolidating data from multiple source systems ● Function as the business partner on upgrades and enhancements to Actimize, liaison between technical development and business users ● Execute Risk and Control Self Assessment (RCSA) for all operational risk functions ● Compose documentation for the Conceptual Soundness Review as mandated by the OCC 2011-2012 bulletin, including detailed descriptions of typologies, context, and interworking of each scenario deployed, supporting the overall coverage strategy ● Utilize advanced data modeling, visualization & manipulation tools Signature Bank (NASDAQ: SBNY) is a full-service commercial bank with offices in the five boroughs of New York City, as well as Nassau, Suffolk and Westchester counties. The company focuses on serving the financial needs of privately owned businesses, their owners and senior managers – a group of clients who often find themselves underserved by the area’s larger financial institutions. From September 2015 to Present (2 months) New York, New YorkAML Surveillance Implementation, Optimization, Tuning, Analytics, Risk Scoring & Model Validation @ This entry was created solely for search engine optimization. Andrew Kosin is not an employee or consultant at NICE Actimize. SEO Keywords: Suspicious Activity Monitoring [SAM], Enterprise Risk Case Manager [ERCM], Customer Due Diligence [CDD], Analytics Intelligence Server [AIS], Watch List Filtering [WLF - OFAC, Negative Media & PEP], Detection and Research Tool [DART], Case Management Tool [CMT], Suspicious Activity Report [SAR], Business Objects, SAS Enterprise Miner, Brio, Tableau, Spotfire, Atchley From June 2013 to Present (2 years 5 months) New York, New YorkBusiness Analyst, Risk Management, Surveillance Optimization | Analytics & Design | Model Validation @ Analyst supporting Transaction Monitoring Optimization, Anti-Money Laundering (AML) Surveillance Responsibilities include: ● Produced quantitative and qualitative analysis to support maintenance and enhancement of existing AML surveillance models / rules / scenarios ● Developed & tested new surveillance solutions, including tuning and configuration ● Utilized statistical modeling to optimize risk scoring methodology ● Explored thresholds, sampling above and below the line ● Worked closely with members of other teams (Investigations, Technology) to research issues, define and evaluate possible solutions, document decisions, support implementation of changes ● Authored, organized & maintained robust documentation associated with optimization analysis & related program materials/procedures ● Presented findings & recommendations to internal and external stakeholders, explained analytical concepts, methodologies and data-based recommendations to a variety of audiences ● Managed work tasks & deliverables in a deadline-driven environment; planed & managed project activities with other teams; identified & resolved dependency and resource issues ● Collaborated with vendors from NICE Actimize & Oracle Mantas to leverage the most up-to-date monitoring tools *Andrew Kostin was a full-time independent consultant, and was not an employee of Barclays Barclays moves, lends, invests and protects money for customers and clients worldwide. With over 300 years of history and expertise in banking, the firm operates in over 50 countries and employs over 140,000 people. Barclays provides large corporate, government and institutional clients with a full spectrum of solutions to their strategic advisory, financing and risk management needs. Clients also benefit from access to the breadth of expertise across Barclays. As one of the largest financial services providers in the world, the firm is engaged in retail banking, credit cards, corporate banking, and wealth and investment management. From May 2015 to August 2015 (4 months) New York, New YorkBusiness Analyst, Operational Risk & Controls | Actimize & Mantas Implementation/Optimization | RCSA @ Analyst for a deadline driven & fast-paced special projects team Responsibilities included: ● Managed upgrade to Oracle Mantas and NICE Actimize from legacy Fortent & Searchspace installations ● Identified process improvements and leveraged technology to automate & streamline existing processes ● Engineered sophisticated pattern recognition techniques to identify behaviors of interest ● Wrote business requirements for transaction monitoring coverage, case management tools ● Developed workflow for users to disposition cases, addressed needs to support multiple triage groups & random sampling for quality control ● Conducted user acceptance testing, escalated & tracked defects ● Performed regression analysis & below the line testing to determine appropriate thresholds for alert generation/manual transactional reviews, validate models ● Utilized statistical modeling to develop risk scoring methodology ● Analyzed data distributions, volumes, processes, & systems, ensure adherence to risk management standards ● Produced peer group performance and work flow analysis capturing relevant facts, best practices, & business rationale ● Developed methods to improve suspicious activity reporting, monitoring transactions, conducting customer due diligence & risk assessment ● Addressed concerns from The Office of the Comptroller of the Currency's cease & desist order, related to Bank Secrecy Act (BSA) ● Implemented improvements to internal controls & independent testing ● Conducted training & quality testing JPMorgan Chase is a leading global financial services firm with operations in more than 60 countries. The firm is a leader in investment banking, financial services for consumers, small-business and commercial banking, financial transaction processing, asset management and private equity. JPMorgan Chase serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. From June 2013 to May 2015 (2 years) New York, New YorkGlobal Listings Intern, Market Watch Desk | Trade Surveillance | Marketing & Communications @ Intern for the Market Watch Desk, part of the Global Corporate Client Group at The New York Stock Exchange Responsibilities included: ● Create & edit presentations and pitch books for potential transfers and new initial public offerings ● Develop and edit newsletters for clients ● Create documentation for external companies about NYSE processes, including stock-splits, name changes and dividends ● Compile data from indexes including Standard & Poors and Russell to let account managers know about listed company status changes ● Work with data feed providers, including Google and Yahoo, to correct discrepancies with information on listed companies ● Develop and improve automated circuit breakers, that halt the trading of securities that exhibit unusual trading patterns ● Research prospective clients and compile reports for management ● Document names of notable visitors coming to the exchange and disseminating information to related parties ● Set up precedence files for the Market Watch Desk ● Create and organize notes for Corporate Board Member’s webcast and This Week in the Boardroom ● Reconcile databases using current information and using CRM software ● Create a bell schedule to help the group better understand how limited resources are utilized NYSE Euronext, the holding company created by the combination of NYSE Group, Inc. and Euronext N.V., was launched on April 4, 2007. As the world's leading and most liquid equities exchange group, NYSE Euronext powers the exchanging world and is comprised of equities and derivatives exchanges across the United States and Europe which trade cash equities, futures, options, fixed-income and exchange-traded products. With more than 8,000 listed issues, NYSE Euronext is home to the world's leading companies providing access to the global liquidity they need to collaborate, compete and grow. From June 2011 to August 2011 (3 months) New York, New YorkOperations Analyst Intern, Change Management | PMO | Client On-boarding | KYC | Global Technology @ Intern in a rotational program, a consultant for the Client On-boarding group, later a consultant on the Diversity and Inclusion team within Human Resources at UBS Investment Bank. Responsibilities included: ● Create & edit presentations and pitch books in an effort to attract new business ● Formulate new algorithm designs in Microsoft Excel, Access, and SQL for trading desks ● Liaise between technical teams and end users of RKYC (Really Know Your Client), a new database and software system, that connects front office CRM systems to back office on-boarding and KYC review teams, while integrating data from external data providers including LexisNexis. ● Conduct UAT (User Acceptance Testing) of RKYC, identify issues with the software and formulate solutions to rectify the issues, review the solutions with the technical teams. ● Utilize Microsoft Excel to analyze data and generate reports on performance metrics and efficiency ● Reconcile information in databases and in CRM software ● Develop and implement a business continuity management plan ● Set up SharePoint collaboration websites to allow for easier dissemination of information ● Work with media relations to create a speaker series and generate press ● Organize special events for the group ● Create seating charts and help the group move to a larger space to support a growing team ● Review content and articles to compile a newsletter for company employees and external use As one of the world’s premier advisory and securities businesses, UBS Investment Bank provides clients with expert advice, innovative solutions, outstanding execution and comprehensive access to the world’s capital markets. Clients that require investment banking, equities, fixed income or foreign exchange services, rely on UBS' global strength and industry experience to meet their needs. Every day, UBS leverages their intelligence, market insight and global coverage to help clients to capture opportunities and manage risk. From June 2007 to August 2008 (1 year 3 months) Stamford, CT and New York

Bachelor's, Bachelor of Science in Marketing @ Silberman College of Business at Fairleigh Dickinson University From 2008 to 2013 High School @ The Academy of Information Technology and Engineering From 2005 to 2008 Andrew Kostin is skilled in: Risk Management, Actimize, Mantas, Model Validation, Algorithm Design, Business Requirements..., Risk and Control..., Data Analysis, Statistical Modeling, Threshold Analytics, Regression Analysis, Below the Line Analysis, Risk Scoring, Quantitative Analysis, User Acceptance Testing, Stress Testing, Equities, Securities, Fixed Income, Investment Banking, Financial Modeling, SQL, SAS, Business Objects, Pivot Tables, Visual Basic for..., Microsoft Excel, Fraud Prevention, Capital Markets, Financial Services, LGBT Marketing &..., Derivatives, Microsoft Office, Financial Analysis, Investments, Bloomberg Terminal, Leveraged Finance, Valuation, Hedge Funds, Private Equity, Weighted Average Cost..., Cash Flow Forecasting, Equity Research, Mergers & Acquisitions, Financial Reporting, Trade Settlements, LexisNexis Risk..., USA PATRIOT Act, Futrix, FIS Prime